Two-thirds of us have no financial plan.
Only 48% of Americans say they think they are saving enough. And 30% feel that they are not even slightly confident that they are saving enough for retirement. That finding comes from the 2015 Consumer Financial Literacy Survey conducted by the National Foundation for Credit Counseling. (The survey collected
Yahoo! Finance explains why U.S. consumer spending might really take off in Q3 & Q4: http://tinyurl.com/osat5wy
In light of a recent SCOTUS ruling, this is a good time to double-check.
How often do plan sponsors check up on 401(k)s? Not as often as they should, perhaps. A recent legal development seems to call for greater supervision of these plans from employers – a degree of supervision many have not routinely provided.
A major
A USA TODAY post mentions ways that millennials can get off to a good financial start: http://tinyurl.com/nfspjmt
Forbes has suggestions for SBOs @ http://tinyurl.com/phk765h
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